Effective December 30, 2011, this product and/or living benefit rider will no longer be available for sale

Sun AccumULator^SM

A product designed to provide value now and in the future. Sun AccumULatorSM offers high early cash accumulation potential, an enhancement benefit* and strong retirement income potential.

What needs we address

Sun AccumULator^SM is ideal for clients who are looking for:

Strong cash value accumulation potential
Protection coverage for family members after the insured’s death
Retirement income potential
Affordable coverage

What advantages we offer

Accumulation potential to supplement retirement income, college expenses and other income needs
Charitable gifting opportunity that allows policyowners to gift a certain amount of income tax-free to charities of their choice—above and beyond the policy’s death benefit**
A policy with no surrender changes

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* The enhancement benefit may be paid during Policy years 1-4 but is only guaranteed in Policy year 1

** Conditions apply. Not approved in all states. Please contact your Sun Life Financial Representative.

Universal life insurance is issued by Sun Life Assurance Company of Canada (Wellesley Hills, MA) and in New York, by Sun Life Insurance and Annuity Company of New York, (New York, NY). Both are members of the Sun Life Financial group of companies. All guarantees are based on the claims-paying ability of the issuing company.

NOT FDIC/NCUA INSURED • MAY LOSE VALUE • NO BANK/CREDIT UNION GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

SLPC 21940 09/11 (exp. 09/13)